Here’s the situation: My husband and I currently have a primary residence in North Dakota which we have a mortgage on (monthly payment is $823). We plan to retire in 15 years. For the past year we have been looking at property for sale with or without a residence on it to have set up as our primary residence in retirement. This last week we found it. Its perfect, everything we want for our family, upstate New York, 5 acres, stream, surrounded by apple & peach orchards, 1/4 from Lake Ontario, across the street from a state park, 15 minutes from Amish Country, huge barn, etc. Currently there are renters in the property and it is For Sale By Owner. The property is selling for $155k and the current owners bought it for $145k 3 years ago. We believe it is reasonably priced. Our credit score is between 760-770 and have a low debt ratio (no car payments, no credit debt, one small 3 year loan under 7k that we got for our parents to consolidate their loans and they pay on time.) I think we have formed a good repore with the sellers. This is their second home as well, they live out of state.

I have talked to a handful of banks and we are definitely preapproved. The down fall is that they are considering this an investment property because there are currently renters in the home whom we have agreed that they will stay for no longer than a year, then becoming our vacation home until we can retire there. Is there anyway around this “investment” classification that the lenders are calling it. For 14 out of the 15 years it will be a vacation home until we can make it our primary residence. With the lenders classification the lending falls under more strict rules. For example we will have to have 20% down, plus closing costs, totaling about 42k due at closing. That’s a lot of money! But we want to get in now because I know as we speak mortgage lending practices are tightening and new rules are being put into place. With this and inflation we want to get in now before it will cost us even more money. Our plan would be to have it paid off by the time we retire.

Please anyone with any ideas/advice would be helpful. We are open to non-traditional ideas like “assuming a loan” or the like.

Here is what we have been given by the banks thus far:
30 year fixed
pay 2 points
6.625 interest rate
20 % down
Payment around $1070 a month

Thanks in advance.
I would like to add a few more details and thank you to all who have helped in answering my question thus far.

The current owners own the house in full, so there is no mortgage. Also, I know they want to sell this house so they can use the money from equity for their new house. We haven’t put in an offer yet but they have already told us they are firm on the price, 155k and that they have already reduced it by 15k. I do believe it is a great deal at 155k.

Hope these minor details help. Keep coming with the good advice.

When I was a kid my parents never let us have pets. They kept a relatively clean house and always refused to put up with the mess that animals make; also, my brother and I were bad enough. I always complained that I wanted a pet and couldn’t understand Mom and Dad’s logic against it — until now. Today, as an adult in a house full of filthy animals, I see my parents’ point of view.
My wife is a big animal lover and has passed this trait to our nine-year-old daughter. To date we have one dog, three cats, two birds, one hamster, and nine goldfish. At one time we had four birds and twelve hamsters. At the time I started to cohabitate with my wife — about ten years ago, when I was thirty-two — she had only two cats and two birds, and I think my stepson had hamsters or mice. Other than the occasional cat hair in the butter dish or skidmarks on my pillowcase, I tolerated the mess. (Being in a new relationship, one doesn’t always bitch and complain a lot if one wants to get laid.) I think the first time I lost it was when my wife hung the birdcage from the kitchen ceiling and the birds would flutter around, their feathers, food, and fecal matter leaving the cage and landing wherever… sometimes in the dinner I was ready to eat.
But that was nothing compared with my life these days. And it’s not only the freaky fecal episodes of the animals that bother me. Growing up, the only time I experienced fecal matter in the house was in the bathroom. Today I experience it everywhere. I’m no angel, and I will admit that living with my gas attacks is no picnic, and that I can destroy a toilet with the best of them; but my wife and my daughter and the all the animals are driving me nuts.
The Wife. A lot of women are shy about shitting and farting in front of others, especially their significant other. I once dated a girl for five years and never recall hearing her fart; I don’t think she ever dropped a load. I like that sort of woman. Don’t get me wrong — I enjoy a good tale from a female, but I prefer the woman I live with and fuck to be fecal free. Well, after over ten years together, my wife has no shame in ripping massive farts and leaving skid marks on the toilet seat; and believe me, she can stink up a bathroom as good as any man.
The Child. A few years back I told P how my wife was always the one on cleanup detail after our daughter dropped a loaf. Our daughter is now nine years old and finally she wipes her own ass; but she will only use wet wipes. Since we don’t want a garbage can full of stinky, shit-crusted wipes, we buy the “flushable wipes,” and those suckers ain’t cheap. This damn wet wipe addiction is forcing my daughter into a life of Shameful Shitting. It seems that nearly every time I pick her up from school she wants to rush home immediately due to the fact that she was been “holding it” all day. She just refuses to use the dry toilet paper at school. I love the child and want her to be happy, but I have certainly survived using dry paper for over forty years… and those flushable wet wipes are expensive…
The Dog. Dixie, our four-year-old sheltie, rarely has an accident. I can’t remember the last time she shit in the house — probably not since she was a pup. This dog can really hold a load and has an iron bladder; I’ve witnessed her go up to eighteen hours without pissing. My problem with the dog is that she shits ALL OVER the yard. Instead of squatting and dropping a pile, Dixie will drop a nugget, move a foot, drop a nugget, move a foot, and continue this up to twenty times per defecation. The dog spends a fair amount of time outside and when she sees a stranger or hears something odd she will run around like a maniac, galloping through her own shit, mud, and whatever else is on the ground. The dog will then come into the house, run on the carpet, and jump on the furniture and the beds with her dookie-covered paws. What burns me is that my wife has the nerve to bitch me out if I walk on the carpet with my shoes on — even after I wiped them. The only other thing about this dog is that Dixie is a cat shit eater. I have on occasion caught her with her head in the litter box. We feed the dog well, but I guess kitty poop is a doggie delicacy.
Cat One. Max is fourteen years old, blind, and has chronic diarrhea. The vet told my wife four years ago to put Max to sleep and out of his misery; but the wife just won’t submit. This cat can really blast ass — once he shot a watery load all over the side of the dryer about two feet from the ground. This cat shits and pukes everywhere. He tries to make it to the litter box but often he “craps out” or gets confused. About a month ago my wife spent $700 on a new living room chair that has now become Max’s favorite spot to sleep. I have witnessed him use the litter box and immediately head for this new chair, his ass hair crusted in liquid poop. The cat also uses the new chair as a scratching post and has already frayed several threads.
Cat Two. Ziggy is an outdoor cat. He only has three legs — he lost a front leg to cancer about four years ago. He can still kill birds and moles and he gets in his share of raccoon fights… he is a tough old bastard. Everyone in the neighborhood feeds him; he will disappear for up to five days at a time and come home happy and well fed. Since the cat is getting older my wife tries to keep Ziggy inside, especially during bad weather, but the cat will let out this fucking annoying cry and scratch at the door. If that doesn’t work, Ziggy has a trick that will surely gets us to boot his ass outside: he will shamelessly shit in front of us. Many a time my wife has insisted on keeping Ziggy inside for his own good, like after he gets his ass kicked by a raccoon. This makes the cat rebel and the rotten prick will walk right up to us, perhaps when we are watching the tube, look us dead in the eye, and blatantly drop a steaming pile.
Last year when we went on vacation we kept all three cats in the basement for a week. My stepson and parents came over daily to feed the cats. Ziggy shat all over the basement regularly and refused to use the litter box. My stepson told us that one day he stopped over and Ziggy made several attempts to get outside. After the cat gave up he lay down on his side, looked at my stepson, and just squeezed out a monster log.
Cat Three. Puss-Puss is only two years old and is still mischievous. My only problem with her is that she will use the litter box after Max paints it with diarrhea, and then she’ll sit on the furniture with kitty litter and Max’s dung all over her backside.
The Birds. As I said earlier, all kinds of crap flies from bird cages. We started out two years ago with one male canary, and that was tolerable. When the thing stopped singing my wife figured it was lonely. We bought an inexpensive companion — a male finch. The two birds would fight regularly, so my wife bought another cage in order to separate the birds. Now we had two lonely birds. My wife’s solution was to go out and buy a female canary and a female finch. We had to keep the cages at the highest point in the house — on top of our five-foot-high entertainment center — because Puss Puss desperately wants a bird to chomp on. So the top of the entertainment center, the television, and the DVD player — not to mention the carpet — is always littered with bird shit, birdseed, and feathers. Thankfully we managed to get rid of the finches, which cuts down on the mess.
The Hamster. The funniest and the grossest display in my house comes courtesy our hamster and his infamous Wheel of Shit. I don’t know if anyone is familiar with these newfangled cages in which the hamster exercise wheel is enclosed and on top of the cage. The hamster can climb through a tube to access the wheel, which is sealed except for a few air slits. Hamsters are filthy rodents that drop little turds constantly; needless to say, this wheel is crusted with a trail of smeared crap and the little fucker runs and runs and shits and shits. It is so fucking nasty and, especially at three AM, annoying. I just know fecal matter is flying through those air slits. We keep the hamster cage up next to the birdcage because the Puss Puss also wants that hamster for dinner.
I can’t believe we haven’t caught a weird disease living under these conditions. I panic if I see a fly in the house — odds are it was just sitting on an animal turd minutes earlier. But I am outnumbered two to one in the household; so I guess I must learn to make all feces my friend, and try and enjoy my household of filth.

Kinda long, but its interesting:

3 years ago, I met a guy in college. He had a gf, but he seemed nice and we became friends. I kinda had a lil crush on him, but never advanced or anything. We started studying and exchanged numbers strictly for school. We exchanged aim ids next, and started talking a lot more. Well, a few months went by and him and the gf break up.

A month passes, and things began to change. He started calling a lottt, texting maybe 60-70times a day, and we studied a lot more. He was way more flirty and teasing and we stayed up chatting until early hours in the morning. I started liking him a lot.

So we grew to be inseperable over the course of a 1 1/2 yrs. Talking, teasing, flirting, studying, out to lunch, going to concerts, on the phone til 3am etc. I thought he liked me a LOT. He even ALMOST kissed me once. Summer vacation comes and he visits back home a few states away, and him and a girl he has been friends with for 8 yrs start hanging out. He claims they’re just friends, and she also had a boyfriend. A month later, and she breaks it off with her bf. BAD NEWS! Well, they road trip back here, and lovey dovey pics are put up with a few cheap ones of her being felt up by my friend and a few other guys. I’m furious and demand an explanation when i get this lame “i love our friendship” line, but he ends saying him and that girl aren’t dating. To save my dignity I pretend i want the same.

So few months pass, and we are back to how we used to be. Mutual friends start to think we are together, though we weren’t. He visits back home one weekend, comes back dating that girl. I try not to talk to him, but he wouldn’t let that happen. He says how important i am and says he doesn’t wanna lose me blah blah. We stay friends, and he is back in his hometown now for good. He will be visiting perhaps in May. For 15days he didn’t contact me, and I decided not to contact him because I was the only one making an effort. He finally contacts me and he said how it felt great to talk to me and its been forever. The entire convo he was very pessimistic depressed sounding…& also a bit horn y lol. The other night he texted again and we texted from 11-2am. At the end, he asked if i was upset he hasnt contacted me, and said “please please forgive me”. Then again he was rude last night when I IMed him by not responding much. So what is the deal??

I am a mortgage broker searching for a funding source to refinance a 2nd home in northern California. LTV will be under 75%, credit scores over 700 and full doc. Property is the question, exterior is log cabin style and rock facia. Interior is finished drywall with log style beams in roof and rafters. Loan amount will need to ba jumbo – $550,000. Does not qualify as conforming jumbo. Any thoughts?

Also, is Corpus Christi a good place to buy Vacation Property?

First off please don’t judge me I have a squeaky clean record and made a mistake and just want to know the ramifications of my actions.

My friend is a diagnosed schizophrenic but controls it very well. With medication he hasn’t shown any symptoms for over 6 years and really has had control. He’s a major pill head and goes threw depression and he primarily takes Oxy cottons and perks daily for the last few years but as I said he shows no symptoms of schizophrenic behavior.

This past weekend some friends and I were going on vacation. I know some guy that has E really cheap and he nagged me for like a week to get it for him. First I declined and after his persistence I eventually did it for him. I got him 10 E pills from my guy I get weed off and gave them to my friend. Keep in mind I did not profit off of this, I’ve never even taken E, I did not sell him the E, I simply got it for him from the guy I knew selling it.

After a couple days he had taken all of the E and was fine for a full day we actually went jet skiing ect proving he was mentally stable.

The day after in the morning (the hotel suite was under his name) he awoke to the room being trashed. The LCD screen in the room was covered in lunch meat lol and there was stuff everywhere. I told him if he didn’t clean this mess up he would get charged and he cleaned everything up. During the cleaning phase he snapped thinking the police were going to come arrest him for the damage he went nuts and went into a different world and was saying crazy stuff, I’ve never seen him like this.

We took him home immediately and found out he missed his bi-weekly shot to keep him sane. His mom asked what he took and she knows he took 10 e pills over a span of 4 days. She’s saying if he doesn’t get better she’s going to call the cops on me.

Here’s my question:

What could I be charged with given I’m not the E dealer I just got them for him, made no profit because he nagged me for like a week.

Also given that he was already diagnosed with schizophrenia and the E may have just caused a relapse or messed with his serotonin levels.

Also given that if I was asked I would just deny it, he’s 25 yrs old and is responsible for himself. I just want to be prepared for the worst in case his parents try blaming others for allowing him to be a pill head his whole life. What type of charge could they get me with I did not sell these to him I just got them for him since he didn’t know my guy. Also it didn’t cause any new damage because he was already crazy and it may have just caused him to relapse.

He’s fine now just a little delusional but if it does get worse if a prosecutor was going to reach for a crime to charge me with what would it possibly be? I can’t think of anything given these specific circumstances my main point being I did not sell them to him.

I know what I did was stupid which is why I was reluctant at first through his persistence I said screw it I would rather see him on E all weekend then nodding out on oxy cotton.
How could they charge me with illegal distribution given they have no proof? I would never admit to it and he was already crazy? You need proof to charge someone. I’m not your typical layman of the law I understand what the law encompasses and wouldn’t admit to anything given there’s no tangible proof of anything.
Ok so if police question me and I just say I gave him nothing I have no idea what you’re talking about what’s their next step? They have no evidence, and I would lawyer real fast before admitting to anything. I don’t think heresay is enough to convict someone for trafficing in the lack of concrete proof. Only an idiot would just say ok I gave them to him. How would the prosecutor go about proving something with no evidence other then my friend relapsed and was already diagnosed with skizophreia 10 years prior.
Another huge aspect to this is he took the last of his E on Friday night.

On Saturday he was fine, we went jet skiing, we went to the beach, saw 4th of july fireworks the whole night he was fine and given 24 hours the E was totally out of his system.

When he awoke on Sunday seeing the room was trashing he snapped in fear the police would come and arrest him.
His mom is a heroin addict, and gives him seboxin to help ease his addiction with oxy cottin. The problem here is if she rats on me it’s like ratting on herself.

to gain duel citizenship to another country do you apply? how does gaining it work. example in details?
for example. if i live in the u.s and i want to gain duel citizenship to japan, do i apply for it??. also, how would one gain it in general. i was born in the u.s, my family has been u.s citizens for many generations, but i would like to gain duel citizenship for cultural/family reasons, and maybe to buy property and vacation their.

I lived in a small area, but it is the home of Wal-mart so in my 25 years it has gone from a place where everone in town can be found at the pool hall or the coffee shop to a place where you don’t go grocery shopping after dark. Ironic that Wal-mart is what caused this mess, yer you can’t even go to their stores around here without being robbed. It just isn’t home anymore. My husband and I decided out of nowhere on a recent Florida vacation that we were going to go home and sell our properties in AR and move to FL but I can’t seem to get past leaving my family. Thay won’t move with me. I tried to convince them but they won’t. We are all very close, but they have as many reasons to stay as I have for leaving. What makes it so hard is my father is my best friend and he is not very healthy. What if I lose him? But if I wait, the home prices will go back up and I may not be able to afford to move if I wait a few years. I may not have much time left with my dad though. What should I do?
I know one thing for sure I want to leave this area. whether I go to Florida or not. People bring up an intersting point in saying it would be a shame to leave if you aren’t sure because it is so hard to get back once you have given it all up and left. I want out of this area, I am just not sur if I am prepared to go 1200 miles out of this area, yet I feel if I am going to do it, I should go ahead and go to the place I have always dreamed of living. It is just so far away from my comfort zone. Not to mention my family.

I am 16 and I have a feeling I am going to be bored this summer. My 2 best friends, are both going to VBS (Vocational Bible School) and later they are most likely going to the Philippines. Around where I live everyone goes on vacations during summer and I wont have anything to do. so I need some help please! =] i can’t get a job because I don’t have a ride and everything is to far. I just need stuff to keep me busy at home until my best friend (who lives up north) comes to visit me.

My fiance is currently in jail for selling drugs and when he comes home we were planning on going to Myrtle Beach for vacation but we’re not sure if he could leave the state because he is now considered a Felon.

I am selling my house and moving back home as my military service is FINALLY over and there are zero jobs here. With that said I have to put about 5 grand into my home with the housing market just struggling as well to get it sold.

Now any extra money I could have used for a vacation is gone and with it as expensive as it is I would be looking about 800 bucks just to go home for a 4 days (driving and hotel) not to include food and I live in Ohio and this is going to Mass, so looks like another year I won’t be able to go see my family…

How many of you are affected with this in regards to some relax time being cut just do to the fact it is so expensive to do anything now?
Also just to keep in mind this isn’t just me I have to pay for it’s me and my wife and three kids so ya if I was single I wouldn’t care at all really about the prices ya it would t me off butt it wouldn’t really effect me any

i need some help. some good detailed ideas on what to do..

dont tell me oh get up and move or call cops. there is no easy quick solution to my problem, and the cops are not fairy godmothers especially not the nypd, nyc police.

ok im a 25 yr old female living in a very large renovated house with a pool and housekeeper so i dont need to do housecleaning. i live in my parents house its their money, their home, their houekeeper etc..
i dont own much money i have about 200 dollars saved up in my bedroom other then that my parents do not support me financially, they just do not charge me rent to live in their large home and i get a bedroom of my own(with my old kids toys in it and pink walls, the same one i grew up in)
anyways so thats a plus, i have a place to live free,a roof over my head and a large enough home to avoid any fights with parents. i stay to myself alot and avoid them
and i dont need to do housework other then take care of my room, grocery shop over the phone, order supplies for the house, watch the house, call exterminators or the electric or gas company if theres a problem. i help over the phone since i cant walk well
my parents dont really do anything either, they dont cook or clean the home, no one cooksw or eats togeather in my home.. they go out to eat or eat at my sisters home. they are always over at my sisters home daily…but im not welcome there, but they eat alot of their meals over there
so they do not grocery shop. i am responsible for getting my own things by ordering household groceries for myself and them over the phone for delivery

i was in college, working hard, a serious smart student, never drank or smoked, no drugs, no crazy college parties. i was the studious nice girl who wanted to get through the classes and work towards a career
i didnt finish college because before i did i got into a bad accident and almost was dead, since then i can barely walk, for the last 3 years ive been bed ridden 50% of the time. i could not even stand up straight untill a month ago, i still have alot of trouble walking and bending and lifting stuff, and getting up and down steps, but i manage even tho i do everything very slow
so im disabled and cannot work and i have severe pain daily, even if i move the pain is worse
my parents have alot of money and they supported both of my older sisters fully financially at my age, they support my younger adult sisters.. so i dont see myself as a financial burden, since i dont askl for much just food,vitamins,toiletries,medication and some basic cheap discount clothing like t shirts, sneakers, skirt.. like wal mart, target priced things
but they decided over a year ago to stop paying for clothing for me and medicine, so i had to struggle. my older sister who just got out of her residency as a doctor had to help and pay for clothing for me this year and a winter coat and shoes for me since my parents do not want to spend any money on me.
my sisters only 30 and i feel guilty like its not her responsiblity since im not her daughter…i feel like my parents should be helping me, im not asking for alot, i dont have a car, i dont go on vacations or buy jewelery or things i dont need. i really dont need alot except for food,basic clothing and shoes,and toiletries.. just basic things to survive on
my parents dont want to spend the money on me, so when i need something i sort of panic and feel embarrased about calling one of my sisters to help
since they said its not their responsibility.
again my older sisters were fully financially supported by my parents at my age.they paid for their homes, credit cards, car payment, multiple vacations every few months they took, jewelery, deisgner clothes and handbags
im not even asking for any of that. i never owned more then 1 designer thing in my life and that was a handbag i got as a gift when i was younger
i just want basic stuff.if i were to day fair is fair id ask for jewelery and a car and 10 designer handbags and expensive clothes etc…like my sisters have, but i dont i just want basic stuff
anyhow so i have a big money problem because i need to know i have enough food and clothes..
my parents went through my room and tossed out all of my clothes. then they refused to give me any money to buy new stuff
so they are stubborn.. my sister had to 3 months later finally pay for some stuff through the internet to mail to me after seeing me go 3 months wearing the same outfit every other day
my parents are abusive, they lose their temper and have beaten me many times, they scream curse at and threaten me.. its uncalled for. i ignore them because im scared of them
i have health problems, heart problems and other serious medical problems and i have trouble walking and chronic pains. i can barely get my but i manage on my own… using the bathroom, showering and dressing are hard but i manage and compromise and do things slowly
i have trouble moving my arms a certain way like over my head alot of time
which gets in the way of dressing
they give me trouble and threaten me and they try to prevent me from eating, they dont like food to be sent to the house, so they dont let people send enough for me to eat.
its not the money, they have a few million dollars saved. they have money to provide me with enough groceries to last a week and for me to eat 3 times a day but i have to compromise and eat 1 meal a day because they are stubborn and dont let people send enough food. i am the only one who orders groceries. they walk around complainiung they are hungry when they dont go to my sisters house but then again they dont let me order food when i try to.. they should not complain of hunger if they dont let me order groceries for the house
its like they need attention..they are saying they are hungry and then they call all the stores and tell them not to deliver..
i dont know why they starve me but it isnt helping my health and if my health was well id be able to get a job and care for myself and live in my own
my father beat me and broke my sternum a few years ago, i tried telling the cops a few times and they didnt believe me since its not my house and my father answered the door and he is loud and outspoken, and im a quit person but either way they didnt believe me…again this is nypd theres so many complaints against my local police precinct by the community, the cops here are bad and dont do their job
my father got angry when i told him i want to go to college and get married and that i will recover first… he didnt like that i was seeing doctors or trying to have friends come over to bring me groceries or help me in other ways, like with mailing things..since i was homebound and could not walk without losing my balance.. so my father threatend me and went to court against me a few times meanwhile paying a lawyer thousands of dollars to go against me

he went to court and lied of course, first he tried to have me commited to a mental ward for no reason, he made up a bunch of poorly thought out stories that didnt ad up and the judge saw right through him and dismissed it and i won, she saw he was a liar
he then went 2 more times without me to court, i wasnt even served court papers. while i was bedridden he went to court to get an order of protection against me. i couldnt show up because i was stuck in bed.
then he went to court to try to gain adult guardianship of me and i was bed
then he went to court to try to gain adult guardianship of me and i was bedridden then also and he won against me
so now he owns my money, and me and all the decisions, but he dosnt talk to me.. it was a different judge and a male judge this time
anyhow everyone knows i dont qualify for adult guardianship. you need to be mentally ill,in a vegetetive state or mentally impaired, like not knowing what day it is or how to think.. like a downs syndrome person. so they assign a person to make money, life, personal, marriage and health decisions for you. you dont even get to write a will or sign up against organ donation or things. its usually for advanced alzheimers pateints whos kids want them in a nursing home
now i have nothing mentally wrong with me and ive been told that by a psychologist.
my parents know that they just want to get even with me(my father has narcisistic personality disorder and is a sociopath, so to him getting even at your 25 yr old sick daughter is normal)
hes 65 by the way..almost 3 times my age\
everyone who knows him knows hes mentally ill and he abused 5 children(me and my siblings) they all do not like him, but they are scared of him so they kiss up to him and accept his money as adults.
i was hoping id be in graduate school by now so i can start supporting myself i didnt know id end up with moblity trouble and find out i have heart problems and other medical problems
anyhow so i need to find a way to get my parents to back off of me and let me take it easy while in their home.i need to have enough food, clothes, medicine, vitamins, and its all in their budget., they own millions and i cannot imagine it would cost that much.groceries like 400 a month, clothes 3 times a year. 5-600 dollars for a wardrobe,vitamins like 100 dollars a year,
i want to sign up for disability checks so i can have money for food and to care for myself but my father threatened to take all the money and use it on himself. he also refuses to give me my id and
ok well what to do?

social services messed up my life a few times, i had bad run into with child protective service and adult protectice service, they made my life bad and took my parents side each time which ended me up in alot of trouble. so i want to avoid that path
i also cannot afford a lawyer and every free law service turned me away. i tried legal aid and they dont handle such cases they told me
the cops refuse to help…

what can i do on my own tho

any creative things
i cant work, i have trouble walking and am homebound, i cannot leave my home. i also do not have the same right as a 25 yr old. if i do work my father gets the money
he says if i leave he will call the cops, the cops will lock me away if he tells them to
i know you said you have schitzophrenia and that does not stop a person from working..
i have medical problems, that does stop people from working.i need disability checks and i cant get them because my father will take them and he wont give me the documents i need
yea really i am depressed about this, not mental depressed but just sad and stressed over the abuse and i cry because of it alot.
only one of my sisters supports herself. the rest of them are supported by my father..im scared to be out on my own even tho i was trying to move away years ago before i got injured. i was ready when i was 18 and 21 but not now which is weird , maybe because im scared of my physical mobility and health problems and maybe because i became used to living at home… it became sort of a comfort for me that maybe im scared to go and be independant? part of me dosnt feel like a starting a life, not like this and disabled. id also need someone to come over and cook for me since i have trouble bending to use an oven or lifting pots. id also need someone to come over and clean the house and do laundry for me. since i have trouble with physical tasks i used to do.
i lost alot of ambitions of mine, maybe i became depressed

Has anyone ever stayed at this property? I can’t find any reviews on it. Thanks for any help!

Hello,
A group of us are looking to take a mountain biking vacation next summer and we’re just looking for some suggestions. We would like to do a week-long trip, with about 4 days of biking and the rest of the time available for driving. Now, economical times being what they are, we have some restrictions on where we can travel. As much as we would love to go to British Columbia or Moab, we will need to stick closer to our homes, which are in Wisconsin and Minnesota. So, does anyone have any good ideas of places to go biking (again, singletrack mtn. biking, please) in the central North America area? If you have a map of the continent in front of you, please imagine or actually do this: Put your pencil on Buffalo, NY, and draw a circle counter clockwise from Buffalo through Ontario, Manitoba, North Dakota, South Dakota, Nebraska, Kansas, a bit of Oklahoma, northern Arkansas, Tennessee, Kentucky, Ohio, some of Pennsylvania, and back to Buffalo. It does not need to be a perfect circle. An oval would be acceptable as well. Do you know of any great places to spend 4 days mountain biking anywhere inside that circle/oval? We’re looking for some challenging trails that are good for full-suspension bikes. Suggestions for lodging (vacation properties, interesting hostels, or camping preferred, no hotels please) and fun area nightlife or decent brewery tours in the area of the bike trails would also be welcome. Thanks everyone!

hey…I live in WI but I grew up in IL…well this Saturday I’m driving six hours down to my home town to visit my family and friends (way homesick)…I’ve gotten alot of offers for places to stay overnight from the people I’ll be visiting however none of them include a place where my fiance won’t feel uncomfortable…so he and I decided to get a hotel/motel room for the one night..
…we are both under 21 (over 18) and we’ve heard that it’s hard to find places that will let you get a room if you’re under 21…is that true?
also, what’s the going rate for a cheap motel? nothing fancy just four walls and a bed…the last place I went to while on vacation in IN was $25 a night for a one bed/one bath and local cable tv…but I’ve since heard that that was really cheap and that the going rate for some places is $100 or more…our budget is $50 for the room: that’s it…is that going to be enough? (in/around Joliet, IL area?)
and lastly: is there a website with motel listings?
thanks!

or they are scamers and they want you to sell or take surveys.I dont have time for that.I just want to start a business that I can start part-time and if everything goes well do it full-time.Have some money to go on vacation with my family save some money to maybe buy a house.I mean it all sounds like a dream but I know it could happend I just dont know how.Please help me………..

i am on a vacation in florida for a couple of weeks, and the live rock and coral is much cheaper here than where i live…and i need both. is it possible to purchase some corals and live rock a day before i return driving home and put it in a styrafoam box with some water?……wee will be driving for about a day and a half……..so, would it be possible to put either coral and live rock in the back of the car and drive it home…….thanks!!!!…..also, any advise on how to package the items if able to drive home???…….if UPS can do it, why cant we??….

So we are renting a cabin for 3 days in big bear, but when I asked the renter to send more pictures of the property she sent me to a side for real estate…I suppose she is selling her home. Can you still rent a home out for a 3 day vacation to someone, but the home is also on the market…? Is that possible??? Or is she scamming us? http://www.zillow.com/homedetails/42133-… that is the home we are supposed to be renting for 3 days

My husband and I are from Toronto, and are interested in purchasing a townhouse in Naples as a family vacation home and rental property. The townhouse is new and is being sold by the builder. How is the real estate market in Naples? Is it less affected by the sub prime problems? Have the property values in Naples fallen as much as in other cities in Florida?

Let’s say my mortgage, property tax, HOA cost $10,000/month but I only get $4,000/month in income. Can I deduct $72,000 from my income given this is how much I lose?

Is there such a category, where i treat my rental unit as a business? Also, are there any limitations if I stay in the unit a certain amount of days when it’s not getting rented out?

thnx