• By alterfemego, April 25, 2010 @ 9:41 pm It would be pretty difficult in todays mortgage market. You would have to check around with every bank and lender in your area to see which ones will go 100%.

• By Alans revenge, April 28, 2010 @ 3:07 pm 100% mortgage. Very high interest rates and not many lenders will do them anymore due to the ‘credit crunch’ in America. Plus, your property is likely to drop in value during the upcoming recession, which will leave you in negative equity.

• By ksimro, April 30, 2010 @ 3:00 am You have to have some kind of money to put down in todays market. You can borrow from your friend or relative. check this website out

• By Trevor J, May 3, 2010 @ 2:39 pm There are a few ways this can be done and some of it may differ country to country. Firstly it is important to understand that banks look primarily at two things when dishing out loans. Your ability to repay (one third of gross income is generally considered an affordable repayment amount (this is all your loans added together), and security of their money. In doing this they will usually value the property themselves (or with their appointed valuer) and only loan you say 70% of the valuation. That way, if they forclose they get all their $ back before you get anything. One way to get 100% or more finance is, use available equity in another property. That is, if you have a property worth more than you owe on it. It doesn’t necessarily need to be your property either by the way. If someone you know is happy to help and they have a property with heaps of equity, bingo, you are home. Next, if you can find a property that is an absolute bargain and you can explain why, then get the bank to value it before you buy it and don’t tell them how much you might pay. If they value it say around 30% under what you can buy it for, there is a good chance they will finance the lot if you keep quiet about how much you are paying. This definitely works in some countries but maybe not all. And last, ask the seller to finance part of the deal, say 30% and the bank the rest. The seller takes a second mortgage after the bank and you pay him interest the same as you would a bank. This is very common in property deals particularly in tight markets. You will need a lawyer to draw up the docs etc. Hope this helps. Jackson.

• By anjil_bebe2002, May 6, 2010 @ 11:58 pm Good Question. Iam trying to do the same thing!!!!

• By bob W, May 8, 2010 @ 11:44 pm easy. call up ever seller in your area and offer a lease 2 purchase contract for $1. Most do not even know they can sell the home that way.

• By Sarah W, May 9, 2010 @ 10:33 pm It has become more difficult in the current market climate but is still possible provided you have a good credit rating and that your salary is sufficient for the mortgage required. You should contact an independent mortgage adviser or financial adviser as they will be able to look at the whole of the market on your behalf to find the best deal for your individual circumstances. Some advisers charge fees but there are many reputable and experienced advisers who charge less than £300. You will however need to have some money behind you in order to pay for the other costs of the purchase such as solicitor fees, stamp duty, valuation costs, etc. This will vary depending on the value of the property you are looking to buy. There is still hope for first time buyers! If you need any more help please drop me an email and I’ll be more than happy to assist.

• By debmil31, May 11, 2010 @ 1:34 am I have bought a few..email me and I will let you know…its all about stacking….

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