My husband and I bought a vacation home in FL…we had the unimaginable happen to us – while on vacation there was an accident and one of our children passed away. We immediately put the home up for sale and at the same time the market dropped. For two years, the house was on the market and was only worth half of what we owed. We exhausted every option (short sale, etc without luck) and we needed to move on from this financial and emotional burden. We filed bankruptcy just to move on. We have never fell behind on any other payments (our 1st home, cars, NOTHING). We filed for chapter 17 and have been paying our monthly payments for 5 months without fail and will continue to do so for another 2 1/2 as promised. We have found our dream house (would like to sell our current home and purchase that one) – I know a chapter 17 looks awful – are there any other finance options in order to be able to purchase this dream home of ours?